IndusInd Bank
|Portfolio Analyst
Gurugram, Haryana, India
Summary
As a Portfolio Analyst at IndusInd Bank, Rishikesh Raj manages nationwide deferral tracking, penal charge reporting, and audit support, transforming raw financial data into actionable business insights.
Highlights
Developed and deployed weekly and monthly MIS and deferral reports, providing critical insights into overdue loan trends and overall portfolio risk for enhanced financial oversight.
Automated key reporting processes, including UVR, stock statements, and compliance reports, leveraging Excel dashboards and Power BI to significantly improve data accuracy and reporting efficiency.
Spearheaded the coordination of penal charge data collection and follow-ups, directly contributing to the recovery of over ₹26.9 lakh and strengthening financial compliance.
Collaborated cross-functionally with credit, sales, and product teams to ensure the timely submission of UFCE certificates and external ratings, optimizing compliance workflows.
Managed and ensured the timely closure of audit pendencies across diverse financial lines, including insurance, valuation, and ABS, maintaining robust compliance standards.